Choosing the right bike insurance plan in Malaysia includes evaluating quite a few components, like coverage solutions, premiums, customer service, and extra Rewards offered by unique insurers. This guidebook compares some of Malaysia's major motorbike insurance suppliers that can assist you make an informed conclusion that fulfills your Using needs and finances.
1. Allianz Malaysia Berhad
Protection Possibilities: Allianz Malaysia offers detailed coverage solutions customized to protect the two riders and their bikes. Their policies commonly contain:
3rd-Social gathering Liability: Addresses damages and injuries brought about to Other people in a collision.
Very own Destruction: Addresses repair or alternative expenditures to your bike as a result of incidents, hearth, or theft.
Own Accident: Presents compensation for bodily personal injury or Demise ensuing from a mishap.
Supplemental Rewards: Roadside aid, health care expenses, and a lot more.
Rates and Special discounts: Allianz Malaysia presents competitive rates with possibilities for savings according to Safe and sound riding data, multiple procedures, and membership affiliations.
Customer care: Recognized for economical claims processing and very good customer assist.
two. AXA Affin Basic Insurance plan Berhad
Coverage Possibilities: AXA Affin offers versatile bike insurance coverage strategies with comprehensive coverage, which include:
Third-Social gathering Legal responsibility: Covers authorized liabilities for bodily personal injury or home harm to others.
Very own Problems: Covers mend prices for the motorbike in incidents, theft, or all-natural disasters.
Personalized Incident: Offers coverage for accidental Dying or bodily injury.
Premiums and Reductions: AXA Affin supplies aggressive premiums and special discounts for Safe and sound riders, loyalty programs, and bundling guidelines.
Customer care: Reliable customer service by using a person-friendly statements approach and 24/seven aid.
3. Etiqa Insurance plan Berhad
Protection Choices: Etiqa gives bike coverage ideas intended to guard riders comprehensively, including:
Third-Get together Legal responsibility: Protection for legal liabilities arising from accidents.
Very own Problems: Security against restore or alternative expenditures for your personal motorcycle.
Individual Accident: Protection for accidents or Dying resulting from accidents.
Further Positive aspects: Roadside aid, medical costs, and loss of equipment.
Rates and Savings: Etiqa presents competitive premiums with special discounts for Risk-free riders, multi-coverage holders, plus much more.
Customer care: Known for responsive customer service and effective statements dealing with.
four. Liberty Insurance plan Berhad
Protection Solutions: Liberty Insurance offers motorcycle insurance policy programs with A selection of protection selections, together with:
3rd-Bash Liability: Coverage for legal liabilities resulting from accidents.
Personal Problems: Handles maintenance prices for your personal bike due to accidents or theft.
Personal Accident: Provides compensation for bodily injury or death resulting from accidents.
Premiums and Discounts: Competitive premiums with discounts obtainable for Secure riders, plan renewals, and loyalty packages.
Customer care: Liberty Coverage is regarded for fantastic customer care and prompt promises settlement.
five. Zurich Normal Insurance plan Malaysia Berhad
Protection Selections: Zurich Malaysia supplies thorough motorbike insurance policies programs with the next coverage choices:
Third-Party Liability: Handles lawful liabilities for bodily injuries or house damage to Other individuals.
Very own Harm: Covers repair or substitution prices in your motorbike insurance bike on account of mishaps, theft, or fire.
Individual Accident: Presents protection for accidental Demise or bodily injuries.
Premiums and Reductions: Competitive rates with savings for Risk-free riders, multi-coverage holders, and promotional offers.
Customer care: Zurich Malaysia presents trusted customer support with an easy claims process and 24/seven assist.